Bearing Through A Bear Market
Oct 21, 2022
Have you looked at your retirement account recently? If you have, I’ll bet you looked at your account balance and thought, “Why is my account balance less than it was at...
Read more
Setting up your HSA Contributions
Feb 10, 2020
If you have a high deductible health plan, chances are you also considered a Health Savings Account (HSA) to help pay for out-of-pocket healthcare costs. Open enrollment has come and gone,...
Read more
New Year Planning
Jan 02, 2020
I usually start these blog posts with a cute little antidote about my family, a friend or even my dog. This one is missing that component, so I hope that’s not...
Read more
What My Dog Can Teach You About Compounding
If you’re saving for retirement with each pay, it might not seem like it will amount to much. But, keep filling your account up, give it some time to compound and when you turn the corner, maybe you too might end up with a birdbath full of retirement assets!
Apr 11, 2019
When my dog was just a puppy, I spent a rainy afternoon training him on commands. It was around Easter, so to keep his interest, he’d sit while I filled 3*...
Read more
Risk Tolerance and Reaction to Past Market Volatility
In the markets, we had a negative 2018 but started off with strong January 2019 performance. Frankly, I’m a little disappointed about the 2008 data dropping off the fact sheets. Why am I sad to see those numbers go away? Because, I like to use them to gauge a participant’s ability to tolerate risk.
Feb 11, 2019
Even a groundhog can’t predict the future It’s February 2019. Most of us have probably broken or revised our New Year’s resolutions by now. After a few brutally cold days, the...
Read more
Save the Difference
Dec 12, 2018
The IRS recently announced the annual cost of living adjustments for 2019. You can now save up to $3,500 as an individual or $7,000 as a family into your HSA and...
Read more
6 Reasons Why You May Need an IRA Along With Your 401(k)
Here are our top 6 reasons why you may want to consider opening an IRASelect IRA account as a companion to your 401(k) savings account.
May 09, 2018
There may be a number of benefits to taking advantage of an IRA account, even if you are participating in your employer’s 401(k) or other type of retirement plan. Following are...
Read more
How to Designate Your Beneficiaries
Read this blog post to find out about the different types of beneficiaries and how to designate your own beneficiaries.
Apr 17, 2018
If I had to estimate, I’d say one out of every 25 participants I talk to after a meeting will mention in conversation their recent engagement, marriage or new baby. My...
Read more
Market Fluctuations
Here are some thoughts to consider when reviewing your investments during a market downturn.
Feb 13, 2018
I was driving for about a year when I received my first speeding ticket. Do-gooder that I am, I was a bit dramatic about it, especially as I explained it to...
Read more
New Year / New Education Strategy
If you are looking to enhance your education strategies consider addressing some of the topics in this post.
Jan 23, 2018
Most retirement plan advisors who are responsible for employee education are experts in conducting enrollment meetings and answering questions related to establishing accounts, explaining the benefits of pre-tax deferral, etc. But...
Read more