SECURE 2.0: A Participant’s View
To say that there are a lot of changes to the retirement landscape is an understatement. At BPAS, we're on it!
May 30, 2023
The SECURE 2.0 Act of 2022 (the Act) was signed into law by President Biden on December 29, 2022. To say that there are a lot of changes to the retirement...
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Preparing For Effective Video Conferencing
Jul 01, 2020
In recent months, we’ve been using video conferencing for work, school, club meetings, family gatherings, and more. And, it’s probably here to stay– it’s convenient for participants and cost-efficient for plan...
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New Year Planning
Jan 02, 2020
I usually start these blog posts with a cute little antidote about my family, a friend or even my dog. This one is missing that component, so I hope that’s not...
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Salary Deferrals: Dollar or Percent?
Oct 08, 2019
For my niece’s 7th birthday, my husband told me that he’d take care of the birthday money, proudly showing me a $50 bill. She opened up her presents and cards from...
Read moreRetirement Through the Years
My great aunt recently turned 103 years old. From walking to school to watching walks on the moon, from a chicken in every pot to a smart phone in every hand, she’s certainly seen a lot! When we look at retirement through her eyes, that has certainly changed too.
Jun 10, 2019
My great aunt recently turned 103 years old. From walking to school to watching walks on the moon, from a chicken in every pot to a smart phone in every hand,...
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What My Dog Can Teach You About Compounding
If you’re saving for retirement with each pay, it might not seem like it will amount to much. But, keep filling your account up, give it some time to compound and when you turn the corner, maybe you too might end up with a birdbath full of retirement assets!
Apr 11, 2019
When my dog was just a puppy, I spent a rainy afternoon training him on commands. It was around Easter, so to keep his interest, he’d sit while I filled 3*...
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Risk Tolerance and Reaction to Past Market Volatility
In the markets, we had a negative 2018 but started off with strong January 2019 performance. Frankly, I’m a little disappointed about the 2008 data dropping off the fact sheets. Why am I sad to see those numbers go away? Because, I like to use them to gauge a participant’s ability to tolerate risk.
Feb 11, 2019
Even a groundhog can’t predict the future It’s February 2019. Most of us have probably broken or revised our New Year’s resolutions by now. After a few brutally cold days, the...
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Save the Difference
Dec 12, 2018
The IRS recently announced the annual cost of living adjustments for 2019. You can now save up to $3,500 as an individual or $7,000 as a family into your HSA and...
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How to Designate Your Beneficiaries
Read this blog post to find out about the different types of beneficiaries and how to designate your own beneficiaries.
Apr 17, 2018
If I had to estimate, I’d say one out of every 25 participants I talk to after a meeting will mention in conversation their recent engagement, marriage or new baby. My...
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Market Fluctuations
Here are some thoughts to consider when reviewing your investments during a market downturn.
Feb 13, 2018
I was driving for about a year when I received my first speeding ticket. Do-gooder that I am, I was a bit dramatic about it, especially as I explained it to...
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