On December 20, as part of the Further Consolidated Appropriations Act, President Trump signed the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) into law. It is...
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National Trend Creating Control Group Issues for Unsuspecting Hospitals
Learn about the national trend in the ever-evolving healthcare industry that is creating potential control group retirement plan compliance headaches for unsuspecting hospitals.
Jan 16, 2019
There is a national trend in the ever-evolving healthcare industry that is creating potential control group retirement plan compliance headaches for unsuspecting hospitals. Many hospitals across the country have created health...
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The Empire’s Death Star is Destroyed
The Force (of Industry Leaders) saves small-business retirement plans as IRS withdraws controversial portion of proposed nondiscrimination testing regulations.
Apr 21, 2016
The Force (of Industry Leaders) saves small-business retirement plans as IRS withdraws controversial portion of proposed nondiscrimination testing regulations. A New Hope (For Small Business Owners) In a twist of irony,...
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How Do You Spell Relief? Closed Defined Benefit Plans Say “I.R.S.”- Others Are Not in That Classification
New Rule Changes for Nondiscrimination Testing may affect profit sharing, cash balance and corporate QSERP arrangements.
Feb 09, 2016
New Rule Changes for Nondiscrimination Testing The IRS recently issued some proposed rule changes with respect to coverage and nondiscrimination testing for qualified plans. This included permanent relief with respect to...
Read moreIs Double Dipping Cheating You Out of Your Tax Dollars?
Learn what the term "Double Dipping" means and if the media uproar is all for nothing.
Feb 02, 2015
As the new year begins and elected (and re-elected) officials begin their new terms, an ongoing controversy makes its annual recurrence in the news: the Double Dip. Double dipping is a...
Read moreIRS Issues Final Hybrid Plan Regulations Very “Interest”–ing
The IRS recently issued final regulations for hybrid plans, the primary focus of which is the “market rate of return” requirement for crediting interest.
Oct 14, 2014
The IRS recently issued (9/19) final regulations for hybrid plans – cash balance plans for purposes of our discussion – the primary focus of which is the “market rate of return”...
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Audit Jeopardy!
Audit Jeopardy! Plan sponsors are playing it, often unknowingly, when they fail to timely file complete and accurate Form 5500’s required for their qualified retirement plans.
Aug 22, 2014
I’ll take “Odd Pairs” for $1,000, Alex. Form 5500 and disgruntled employees. What are the two most frequent triggers of a DOL audit? Audit Jeopardy! Plan sponsors are playing it, often...
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Don’t Turn Off Your Faucet: A Political Opinion on Retirement Policy vs. Tax Policy
Learn more about TDE in this political opinion on retirement policy vs. tax policy.
Jul 28, 2014
About half the people I work with were born after I started my job here, so it’s become apparent that what I still think of as pop culture is now simply...
Read moreA Practical Guide for Setting Your New Cash Balance Plan’s Interest Crediting Rate
The popularity of cash balance plans for small businesses continues to grow and as we consult with prospective clients and their investment advisors, the second biggest decision after deciding to go forward with adopting the new plan always seems to be the interest crediting methodology.
Mar 03, 2014
The popularity of cash balance plans for small businesses continues to grow and as we consult with prospective clients and their investment advisors, the second biggest decision after deciding to go...
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