BPAH is pleased to announce the rollout of Masterypoint – a comprehensive investment education and guidance suite within our participant website. Masterypoint serves as a replacement and upgrade of our previous education application, and is available to all plans and participants as of August 22, 2008.

To access Masterypoint, please visit the Education tab of the participant website and select the first link on the navigation bar. (The site can also be found within the education tab of the plan sponsor website). The site consists of several modules:

• Education module – This module helps employees understand the basics of retirement investing — including such topics as average life expectancy, the effects of inflation, realities of Social Security, the benefits of pre-tax investing, tax-deferred compounding, rollovers and other topics. It also helps de-mystify the subject of investments – discussing key asset classes and their performance over time, active versus passive management, the different types of investment risk and investing for the future.
• Building module – This module helps the participant construct a retirement income strategy through a hands-on working session. The employee is asked to complete a planning worksheet to provide various data inputs. The application will then help the employee determine whether or not they are on track in their retirement journey. This includes a recommended course of action, including the amount the participant should be saving, an appropriate timeframe for retirement and a set of sample portfolios based on the results of a risk questionnaire and other factors. This part of the application should be considered “investment guidance”.
• Additional planning tools – Masterypoint also includes a calculator for loans outside of the retirement plan, a paycheck calculator to illustrate the effect of before-tax savings on the employee’s take home pay, a retirement plan loan calculator to determine the total cost of a retirement plan loan, and a college planning module.

This website enhancement is provided to clients at no cost. We encourage participants to take full advantage of this new program to make the most out of their retirement journey

This new report in the Account Inquiry tab of the participant website allows the participant to see the total deposits that have been made to their account on a year-to-date basis, broken down for the various money sources within the plan (employee pre-tax, Roth, rollover, company matching, profit sharing, etc) . The report includes the total amount contributed year-to-date for each source, as well as the amount of the last deposit for each source and the date it traded into the account. This information can be useful as part of your overall retirement planning efforts.

Year To Date Personalized Rate of Return

This new report in the Account Inquiry tab of the participant website allows the participant to visualize the year-to-date performance of their account, updated through the present day. While the personalized rate of return calculation included in quarterly statements is more precise (and there are several basis caveats to this report), the report makes it easy to assess your year-to-date investment results as part of an overall asset allocation strategy.

BPAH is pleased to announce a new report in the Account Inquiry tab of the participant website. The inception to date statement now comes in two formats – one showing results by investment and a second version illustrating results by source (or money type) within the plan. These reports allow you to visualize total activity within your account since it was first placed on the BPAH system. The Inception to Date Statement (by source) report allows you to see the total contributions made to your account from each source (employee pre-tax, Roth, rollover, employer matching, profit sharing, etc) as well as the total earnings that have accumulated in each source since inception. This can be a helpful way to visualize the overall progress being made within your account over time.

In addition, we have made some changes to make the Activity History report easier to use, and extended the date range for this report.

We hope these changes are helpful as you use the participant website.

AIM Fund CUSIP Changes and Fund Name Changes.

AIM has announced cusip and fund name changes , that will take effect on April 30, 2008 and May 1, 2008 as outlined here. Select the links below for details.

• Effective April 30, 2008 AIM Dynamics Fund and AIM Summit Fund will have new CUSIP numbers.
• Effective April 30, 2008 AIM Total Return Bond Fund and AIM Intermediate Government Fund will have new names.  The CUSIPs will remain the same
• Effective May 1, 2008 AIM Global Aggressive Growth Fund will have a new name.  The CUSIP will remain the same.

If you have any questions, please contact Invesco Aim Dealer Services at 800-949-4246.

Effective April 25, 2008 the Dreyfus Premier Managed Income fund will merge into the Dreyfus Intermediate Term Income Fund. Upon the merger on April 25, 2008, the Intermediate Term Income Fund will change its name to Dreyfus Premier Intermediate Term Income Fund.

Also effective April 25, 2008, the Dreyfus Founders Balanced Fund, will be merging into the DreyfusLifeTime Growth and Income Fund.

Effective March 31, 2008 the Federated International Small Company fund will undergo a name change to Federated International Small-Mid Company Fund. The ticker symbol for this fund (ISCAX, or as applicable to the share class) will remain the same. For additional information on this fund, please visit www.federatedinvestors.com.

During 2007, the Excelsior family of funds was acquired by Columbia Funds. As of 3/28/2008, the Excelsior Funds will undergo a name change from “Excelsior” to “Columbia”. Ticker symbols for these funds will remain the same, but fund CUSIPs are changing, and certain share class names will be modified as well. Of particular note in the BPAH platform is Excelsior Value & Restructuring (ticker symbol UMBIX). This fund will be renamed as the Columbia Value & Restructuring Fund, using the same ticker symbol. Note that the 60 day trading restriction that existed with UMBIX (and many other Excelsior Funds, with the exception of certain international funds) will be removed once this transfer is effective.

For additional information on this fund action, please visit http://www.columbiafunds.com/Excelsior.htm

This name change will not present any blackout period or other disruption for plan participants.