IRA

BPAS makes it easy to move forward with confidence through practical IRA solutions like BPAS AutoRollovers and the Roadways Express IRA, helping individuals stay on track for a financially secure retirement.

For advisors and trustees, we deliver low-cost solutions that turn small- to mid-sized accounts into profitable, easy-to-manage relationships. With options for Voluntary/Rollover or Payroll Direct, we specialize in IRA solutions for all account sizes–let us take care of the day-to-day operations, so you can focus on your clients.

Key benefits of BPAS IRA services:

• All-in-one IRA platform—with custody, trust, investment management, compliance, and client service all in one integrated solution
• Flexibility to set your own investment advisory fee
• Full support for your asset allocation models
• Scalable—lets you focus on growing your business and deepening existing relationships
• Low fees and competitive yields
• Comprehensive administrative services including bilingual customer service, recordkeeping, statements, tax reporting, disclosures, online education resources, and mobile app
• CEFEX certified with automated ERISA-aligned rollover processes

A one-stop force-out solution that saves you time and money.

What sets us apart? Built for recordkeepers and TPAs, BPAS AutoRollovers streamlines administration for plan sponsors with a fully automated process–backed by our experienced team to ensure compliance every step of the way–so you can focus on clients, not paperwork. AutoRollovers identifies participants subject to mandatory distributions, delivers required notices, tracks waiting periods, and seamlessly transitions non-responsive accounts into no-hassle IRA solution.

What’s included with BPAS AutoRollovers?

• Replaces manual force-out tasks with a streamlined, automated workflow that integrates with nearly all platforms
• Flexible, competitive revenue sharing aligned with your growth strategy
• Online reporting, monitoring, and 24/7 access, plus mobile app
• Dedicated bilingual call center with specialized support for IRA account owners
• Competitive default investment designed to preserve principal
• Professionally managed investments–low-cost index and institutional class mutual fund offerings

How does BPAS AutoRollovers benefit small employers?

BPAS AutoRollovers simplifies retirement plan administration by automatically managing small, inactive account balances while keeping costs down. By automatically distributing these accounts, you can reduce administrative burden, avoid certain filing and audit requirements, and limit future disclosure obligations—helping your plan stay simpler, more efficient, and easier to manage.

Ready to add AutoRollovers to your retirement plan? 

Our team makes implementation simple. We’ll guide you through the process and manage the details from start to finish. Contact your BPAS IRA representative today to learn more.

Scalable IRA solutions built to help today’s advisors and institutions do more with less effort.

Supporting small to mid-sized IRAs has traditionally been costly and time-consuming. Roadways Express IRA changes that—bringing scalable 401(k) technology to the IRA market so you can serve more clients with less work, while we handle the administration behind the scenes.

What’s included with Roadways Express IRA?

• Dedicated U.S.-based service team to support daily account needs, money movement, statements, and tax reporting
• Investment oversight with risk-based model portfolios from an open-architecture universe of 25,000+ low-cost index and institutional class funds
• State-of-the-art web platform with mobile access, planning tools, wellness resources, and reporting
• True partnership model where you manage client relationships while BPAS provides administration, custody, and clearing services under one roof
• Marketing, onboarding, and client education resources provided by BPAS

How does Roadways Express IRA benefit you and your clients? 

Roadways Express IRA makes it easier to capture rollovers and manage IRA assets of every size—helping you expand client relationships without adding operational burden.