Secure Act Healthcare Changes

2022 Health Savings Account Limits Released

May 12, 2021

The Internal Revenue Service has released cost of living adjustment limits for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) in Revenue Procedure 2021-25. Annual deductibles for self-only and family HDHPs remain unchanged in 2022. Below are the figures for 2022 compared with 2021.

2021
2022
Annual HSA contribution limit (self-only coverage)
$3,600 $3,650
Annual HSA contribution limit (family coverage)
$7,200 $7,300
HDHP (self-only coverage)
  • Annual deductible not less than:
  • Annual out-of-pocket expenses do not exceed:
$1,400 $1,400
$7,000 $7,050
HDHP (family coverage)
  • Annual deductible not less than:
  • Annual out-of-pocket expenses do not exceed:
$2,800 $2,800
$14,000 $14,100

Renee House, QPA, CFC, QKC is  Vice President, BPAS VEBA & Consumer Driven Health Plans.