BPAS Spanish
Defined Contribution Plan Services
Home Products & Demos Defined Contribution Plan Services Retirement Calculators

Retirement Calculators

Benefit Plans Administrators (BPA) provides defined contribution plan consulting and daily valuation administration services to the retirement plan community.

Retirement Savings
Roth 401(k) or Traditional 401(k)? Starting in 2006, you may have the option to contribute to Roth 401(k). Use this calculator to help determine if a Traditional 401(k) or Roth 401(k) might be best for you.
401(k) Savings Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

How Important is Social Security? Use this calculator to determine how losing this important retirement asset could affect you.

Retirement Income Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Contribution Effects on Your Paycheck Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Retirement Shortfall Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

 

Distribution Planning
401(k) Net Unrealized Appreciation vs. Rollover If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
401(k) Spend It or Save It Calculator There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
72(t) Calculator The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
72(t) Distribution Impact This calculator is designed to examine the affects of 72T distributions on your retirement plan balance.
Beneficiary Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
Pension Plan Retirement Options Use this calculator to help decide between joint survivorship and single survivorship pension options.
Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account
Retirement Pension Planner Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
Social Security Benefits Use this calculator to estimate your Social Security benefits.

 

IRAs
RMD & Stretch IRA Calculator Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Roth IRA Calculator Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion This calculator will show the advantage, if any, of converting your IRA to a Roth.
Roth vs. Traditional IRA Use this calculator to determine which IRA may be right for you.
Traditional IRA Calculator How can contributing to a regular IRA help you in your retirement?
Retirement Shortfall Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.