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Benefit Plans Administrative Services, Inc. (BPAS),which includes Harbridge Consulting Group and Hand Benefits & Trust Company, is a national provider of retirement plan administration, actuarial, consulting, collective investment fund administration and VEBA / HRA services to a diverse array of clients spanning the United States and Puerto Rico. We service over 3,700 retirement plans and 390,000 plan participants through partnerships with a wide array of financial intermediaries and hold $19 billion of assets under custody. BPAS service offerings also include automatic rollover and post termination loan administration services. With nine offices and 250 employees, BPAS has the depth of professional and technology resources to deliver value-added services to all employee benefit stakeholders. At BPAS, we are committed to “Solving Tomorrow’s Employee Benefit Challenges … Today.”

Specific services of BPAS include: actuarial and consulting services for pensions and other post retirement benefits; health care consulting; full service administration for the full range of DC plans (401(k), 401(a), 1081, 403(b), 457, ESOP, kSOP, Multi and Multiple Employer plans, Prevailing Wage, etc.); administration of Collective Investment Funds; and the administration of VEBA / HRA and flexible benefit plans. More

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Daily Valuation Services Defined Contribution Plans
Auto Rollover Services AutoRollover Services
Pension Plan Services Pension Plan Services
Retiree Health Retiree Health
Health & Welfare Health & Welfare
Institutional Trust Services Institutional Trust Services
Cafeteria Plan Services Cafeteria Plan Services
VEBA/HRA Services VEBA/HRA Services
The S.I.F.I(k) Plan The S.I.F.I. (k) Plan
Related Links and Service Related Links and Services
Our Locations
BPAS - Utica
6 Rhoads Dr
Suite 7
Utica, NY  13502
BPAS - Syracuse
One Lincoln Center
Twelfth Floor
Syracuse, NY 13202
BPAS - Pittsburgh
300 Mt. Lebanon Blvd
Suite 314
Pittsburgh, PA 15234
BPAS - Philadelphia
3401 Masons Mill Road
Suite 601
Huntingdon Valley, PA 19006
BPAS - Houston
820 Gessner
Suite 1250
Houston, TX 77024
BPAS - Manhattan
355 Lexington Ave.
New York, NY 10017
BPAS - New Jersey
120 Eagle Rock Ave.
East Hanover, NJ 07936
BPAS – San Juan
400 Calaf Street
PMB #62
San Juan, PR 00918
BPAS – Rochester
1387 Fairport Rd
Building 700 - Suite 720
Fairport, NY 14450